Accidents and disasters can and do happen. If you aren’t flush with cash to handle them, you could face huge financial struggles and setbacks. Insurance is one way to protect your life, your health, your ability to earn an income, and to keep a roof over your head when things go wrong.

There are many different types of insurance available, and it's unlikely you'd need (or even want) them all. But if you have loved ones or assets worth protecting, you probably need at least a few different types of coverage. Learn about common types of insurance, which you might need, and how much to have.